国内标准部分
《中国金融集成电路（IC）卡规范》（V1.0）
《银行卡发卡行标识代码及卡号》(JR/T 0008-2000)
《银行磁条卡磁道格式和使用规范》(JR/T 0009-2000)
《银行磁条卡销售点终端规范》(JR/T 0001-2001)
《产生报文的银行卡 交换报文规范 金融交易内容》（GB/T 15150-94）
《银行IC卡联合试点密钥管理系统总体方案》
《中国石化加油集成电路（IC）卡应用规范》（V1.0）
国际标准部分
ISO/IEC 7810-1995 “Identification cards – Physical characteristics”
ISO/IEC 7811-1995 “Identification cards – Recording technique”
ISO/IEC 7812-1993 “Identification cards –Identification of issuers”
ISO/IEC 7813-1995 “Identification cards – Financial transaction cards”
ISO/IEC 7816-(1～10)-(1998～2001) “Identification cards – Integrated circuit(s) cards with contacts”
ISO/IEC10373-(1～7)-(1998～2001)“Identification cards–Test methods”
ISO/IEC 8583-1993 “Bank card originated messages – Interchange message
Specifications – Content for financial transactions”
EMV2000 “Integrated Circuit Card Specification for Payment Systems”
EMV’96 “Integrated Circuit Card Terminal Specification for Payment Systems”
GSM 11.11 version 6.1.0 Release 1997 “Specification of the SIM application toolkit for the Subscriber Identity Module – Mobile Equipment(SIM - ME) interface”
GSM 11.14 version 6.1.0 Release 1997 “Specification of the SIM application toolkit for the Subscriber Identity Module – Mobile Equipment(SIM - ME) interface”
GSM 11.17 version 7.2.0 Release 1998 “Subscriber Identity Module (SIM) conformance test specification”
